📈

Finance & Investment Quiz

Finance & Investment · GDP Quiz

20 questions · Unlimited attempts · Free online practice

Money affects almost every part of our lives, from buying a home and starting a business to saving for retirement or planning a vacation. Understanding finance and investment helps...

Playing as a guest

You can play free without an account. Create one to save scores and resume later.

All 20 questions in this Finance & Investment quiz
  1. The unconventional monetary policy where a central bank creates massive new money to fiercely buy long-term government bonds to artificially lower interest rates is called:

    • A. Quantitative tightening
    • B. Quantitative easing (QE)
    • C. Fiscal stimulus
    • D. Yield curve controlling
  2. How is a company's market capitalization (market cap) calculated?

    • A. By subtracting its total liabilities from its total assets
    • B. By multiplying its annual revenue by its profit margin
    • C. By multiplying its current share price by its total number of outstanding shares
    • D. By dividing its net income by the number of outstanding shares
  3. The total estimated financial return an investor will make on a bond if they strictly hold it until it completely matures is known as its:

    • A. Dividend yield
    • B. Yield to maturity (YTM)
    • C. Coupon rate
    • D. Current yield
  4. What does the Sharpe Ratio measure in finance?

    • A. The ratio of a company's debt to its equity
    • B. The percentage of a portfolio invested in stocks versus bonds
    • C. The performance of an investment compared to a risk-free asset, after adjusting for its risk
    • D. The speed at which a company can convert its assets to cash
  5. The investment strategy of buying a fixed dollar amount of a particular investment on a regular schedule, entirely regardless of the share price, is known as:

    • A. Dollar-cost averaging
    • B. Momentum investing
    • C. Value investing
    • D. Market timing
  6. What is 'Bear Market'?

    • A. No trade
    • B. Rising prices
    • C. Falling prices
    • D. Stable prices
  7. What does the acronym IPO stand for in the stock market?

    • A. Initial Public Offering
    • B. Internal Portfolio Optimization
    • C. International Pricing Option
    • D. Index Performance Output
  8. What is an investment vehicle that pools money from many investors to purchase a diversified portfolio of stocks and bonds?

    • A. A real estate investment trust (REIT)
    • B. A certificate of deposit (CD)
    • C. A mutual fund
    • D. A collateralized debt obligation (CDO)
  9. Financing provided by investors to startup companies and small businesses that are believed to have massive long-term growth potential is called:

    • A. Factoring
    • B. Venture capital
    • C. Reverse factoring
    • D. Mezzanine debt
  10. What is an Exchange-Traded Fund (ETF)?

    • A. A basket of securities that trades on an exchange just like an individual stock
    • B. A government bond specifically designed to protect against inflation
    • C. A type of savings account that locks money in for a set period
    • D. A private equity fund available only to accredited investors
  11. What is 'Blue Chip' stock?

    • A. Penny stock
    • B. New company
    • C. High risk
    • D. Reliable/Established company
  12. In finance, how quickly and easily an asset can be converted into ready cash without heavily affecting its market price is formally known as its:

    • A. Volatility
    • B. Solvency
    • C. Elasticity
    • D. Liquidity
  13. What is 'Variable Cost'?

    • A. Cost that doesn't change
    • B. Cost that changes with output
    • C. Salary
    • D. Rent
  14. What is human capital?

    • A. Machines
    • B. Skills
    • C. Land
    • D. Money
  15. What is 'Gross Profit'?

    • A. Final profit
    • B. Revenue minus expenses
    • C. Revenue minus cost of goods sold
    • D. Total revenue
  16. What is 'Capital Gains'?

    • A. Interest
    • B. Profit from selling an asset
    • C. Loss on sale
    • D. Monthly salary
  17. What is 'Stock Market'?

    • A. Place where shares of companies are traded
    • B. A farmers market
    • C. Place to buy groceries
    • D. A bank
  18. High-yield, high-risk debt securities issued by companies with very poor credit ratings are colloquially known as:

    • A. Treasury bills
    • B. Municipal bonds
    • C. Junk bonds
    • D. Premium bonds
  19. What are financial derivatives?

    • A. Stocks issued by newly formed startup companies
    • B. Financial contracts whose value is derived from the performance of an underlying asset
    • C. Bonds issued directly by local municipalities for infrastructure
    • D. Dividends paid out in the form of additional shares rather than cash
  20. What is compound interest?

    • A. Interest calculated only on the initial principal
    • B. Interest calculated on the initial principal and all accumulated interest
    • C. A fixed fee charged for borrowing money
    • D. The rate central banks charge commercial banks